Looks like I picked the wrong week to quit sniffing glue.

By Alan J. Yeck

Just when I thought the political fruit cake couldn’t get any nuttier, I woke to the news that Hillary Clinton, in a discussion with Nancy Pelosi, shared her own conspiracy theory that President Trump called Vladimir Putin on the day of the riot at the Capital. I find myself going back and forth between being entertained by the moron platform (well used by both parties) to really pissed off that this is even in the news. Maybe it’s true, maybe it’s not? That’s why we wait for facts before holding public hearings. I don’t like Trump but I don’t like Biden either. I don’t like any of them and this is just another example of ‘why.’ Their intense, personal hatred of Trump comes first and foremost, well before issues that are affecting and destroying the American people on a daily basis. Vengeance is mine, says the Lord…and Hillary and Nancy. Don’t you wish they were that consumed with the fraudulent, student loan industry? Don’t you wish they spent their energy on campaign finance reform, or healthcare, or a distribution plan for the COVID vaccine? Don’t you wish all of them had their heads out of their asses and actually worked for the welfare of the American people? I do.

The next WTF moment came with two commercials on the networks; one was about TV news personality, Katie Couric, being interviewed by the news, about Trump. The other promo was about the news, interviewing CBS News White House correspondent, Major Garrett, on Trump. This is what we do now – the news interviews the news and makes it news when it’s not news at all. Again, I’m not defending nor supporting any of the politicians including Trump, but is it a surprise, to anyone in the country, how the mainstream news networks loathe Trump? I’m not saying they don’t have good reason – I’m saying they are news networks and not gossip tabloids (or shouldn’t be gossip tabloids). If you also loathe Trump do you need more loathing ammo? If you support Trump, does this ease your fears as we transition to a new Biden administration? Maybe try reporting on how much money from Super PACs go to which politicians? How about where the thousands upon thousands of lobbyists spend their time, and money, in Washington? How about using the power of the press to bring real, lasting change to a country desperately needing it, by real reporting and not a vendetta agenda. Do you understand that as you also seek your pound of old, white, flabby, flesh that you only create more mistrust in what you report on?  The only difference between you and The National Enquirer is…nothing. Except I did see Elvis in an Asheville head shop so the Enquirer’s reporting on that was true. 

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Tell Me Joe…

By Alan J. Yeck, Founder, AltRaged

This is not about who you are voting for or who you should vote for – vote for whoever you want. This is about the irreputable, verifiable, criminal student loan scam our government continues to operate like a shell game on 42nd and Broadway. Tell me Joe. Tell me what you’re going to do for the 40 million Americans with student loan debt?

Joe says he’s going to eliminate student debt if I come from a family making less than $125,000 (but only if I went to a public university).

Joe says he’s going to wipe out my loans if I went to a historically black college/university or private institutions that are minority-serving.

Joe says he’s going to make sure everyone gets $10,000 knocked off of their student (because of economic hardships the pandemic has caused).

Joe says he supports Liz Warren’s bill to reinstate bankruptcy rights for student loan borrowers. Joe says a lot of things, doesn’t he? Let’s talk a bit about what he’s not saying, shall we?

Joe doesn’t mention what he’s going to do to help the 10 million Americans that are currently late or in default because of a criminal, rigged system. The system is structured to facilitate defaults because there is more money to be made.

Joe doesn’t mention what he’s going to do to address the tremendously inflated costs of higher education. The cost of a degree has gone up 400% in one generation without any valid reasoning.

Joe doesn’t mention that in 2005, he was one of the many politicians who voted for a bankruptcy bill that stripped student loan borrowers of their rights, which in turn has become one of the primary causes for the $1.7 trillion student debt crisis we have today. They removed a safety valve that would have helped correct the market but in doing so has made billions of dollars for a small group of greedy FFs (Fuck Faces).

Joe doesn’t mention how much money both political parties have received from Super PACs (Navient, Telnet, et al…) to keep the broken, corrupt student loan system status quo. His changes at best, are superficial, proposed to an uninformed public for votes. He’s not helping you, or me, or students or the country. Of course no one else is either. Oh, and the shell game…doesn’t matter which walnut you pick, you lose.

Vote. Vote for the corporation of your choice but vote.

https://www.forbes.com/sites/adamminsky/2020/10/07/biden-affirms-i-will-eliminate-your-student-debt/#377d26ec58a7

POLITICAL IGNORANCE OR LIES? EITHER WAY WE LOOSE

Understanding the student loan debt crisis in 1.7 trillion words or less

-Alan Yeck, Founder of AltRaged

As  it, tis the season for political promises; a chicken in every pot, cut your taxes, raise your pay, lower crime…which have pretty much been the same horseshit promises we get ever election, this time it’s what’s missing in the promise that I want you to understand.

Joe and Kam are going to pay off everyone’s education debt and make college free which just sounds awesome, “sounds” being the operative intent. Remember the devil is in the details and our politicians are very well acquainted with the devil. Very well. Because they either do not understand the multiple issues that led to our $1.7 trillion dollar student loan crisis, or they do understand and are tossing out their plan as a smoke screen to keep the political money machine in tact – I don’t know. Either way, the American people would still be fucked…again. To pay for this degree, and that degree without any other changes ensures the broken, corrupt systems in higher education and the student loan debt collection industry continue their graft to future generations. It’s like arresting the kid on the street for selling coke but the bankers laundering the money remain tucked away safety in their beds every night. Writing a blank check to criminal organizations should never be the plan unless you’re part of it and getting kickbacks, uh, I mean “campaign contributions” through PACs and Super PACs. Wait a minute…

Do not confuse accreditation with accountability in higher education. A 400% increase in tuition over one generation, over inflation in other sectors, cannot be explained by natural disaster, never ending wars, alien probings or even a pandemic. When Congress made money from the government readily available to loan to all citizens for college costs, college costs starting their peculiar rise. With the smell of money in the air, private, for-profit colleges began to sprout up everywhere. Congress smelled that money too. Prior to the mid-1970s, student loan debt could be discharged, like any other debt, in bankruptcy. Congress then, quietly, eliminated this fundamental right (which is written into the Constitution) which allowed an entire industry of cock-a-roaches to be born – the wonderful student loan collection industry (the student loan industry is ranked on the putrid, scum, lowlife scale below Nazis but above Stalin). What do you think removing bankruptcy rights did to higher education? It removed the normal market steam valve that prevented a larger explosion and warned of dire, unaddressed issues on campuses and in the system itself. It’s removal is the single greatest cause of the $1.7 trillion crisis.  Remove it and enslave people in lifelong debt with interest rates and penalty fees doubling, tripling, quadrupling the original loan amounts. All the while the campaign contributions from those making billions of dollars off of this structure continue to pour into both Democratic and Republican camps. Who would want to stop that gravy train of destruction of the American people?  Certainly not our elected officials. Congress caused this, not Jerome or Fiona or JimmyJack. Congress caused this crisis and only Congress can fix it, which is why it’s so important who would put in office. We need people who care about others more than they care about money (I know, I know, crazy talk).

So, JoeJoe, Kam, Donny T and Mikey P, et al others at the D.C. freak show, if you want to change the country for the better, start with restoring full bankruptcy rights. Bankruptcy has consequences for those that use it (not all will) and will be from a hopeless desperation caused by the sleazy fraud compounded on them and is truly their only option – no one is getting off-scott free. This begins to realign the higher ed markets and helps address the highly inflated cost and fiscal mismanagement in higher education. Free education is possible but until we fix the current corrupt system, you’re just stealing from a different pocket on a different day (and still getting your cut of the scam – right?). 

#highered #highereducationleadership #higheredleadership #studentloans #studentloandebt #dirtypolitics #elections2020 #corruption #bankruptcylaw #writers #altraged

THE U.S. IS THE BEST (at being the worst)

Alan Yeck, Founder

Why our health care system is killing us

Oh, how I long for the good old days, way back in 2018, when only 27.5 million Americans were without health insurance. With the COVID-19 right-sizing (to use a friendly corporate term), we can add another 5.5 million to that number today bringing it to 33 million Americans that cannot afford to take care of themselves or their families.  Here’s the good news though – according to the 2019 Health Care Index from CEOWORLD, our healthcare is better than most third world countries like Nepal, the Dominican Republic, and Bangladesh. Wow, that’s awesome to be number one on that list of some of the poorest countries on earth. Another way to put that is to say that our healthcare system is much better than a pile of horse shit (but not as good as cow shit which when combined with straw and dried out can be used for cooking fuel in India). If we compare our health care system against developed nations like Australia, Canada, France, Germany, the Netherlands, New Zealand, Norway, Sweden, Switzerland, and the United Kingdom, the United States comes in dead last or the worst (but we’re still number one for being the worst of the best). To put all of this in the proper perspective, the U.S. pays more for health care than any other country in the world – to be the worst of the best, or the best of the worst. What do we get for our dollars? Higher rates of maternal and infant death, shorter life expectancy, and the highest obesity levels anywhere. Why? Why? Why?

If you’ve read any of my other commentaries, when you want to understand why something in the government is broken, has been broken, and continues to be broken long after the lights came on about it, just follow the money. 

We spend double the costs of anywhere else in the world on prescription drugs. It’s not that we take double the amount – we pay at least double the amount, on average. When you get into specific medications the mark-up can several hundred to several thousand percent. I mean it takes a lot of cash to be a big pharma executive. You think mansions, boats, private schools, vacations to the south of France come cheap? Plus they have to pay off the politicians to keep this system going as is. Please, show some compassion for these billionaires – it takes a lot of work to destroy the American working class. Evil helps too.

While none are without blood on their hands, Pfizer, best known for their ‘Johnny Appleseed’s’ approach to opiate distribution in the medical community which resulted in tens-of-thousands of death’s (zero executives went to prison) and hundreds-of-thousands of addicts, had revenue last year was $51.7 billion. That’s down about $4 billion from the previous year but I’m sure there’s a new life saving drug just around the corner that will cost $5,000 a pill so hang in their Pfizer. 

We’re in a capitalistic, democratic society and I begrudge no one or no company the right to make a profit. I do question greed resulting in the demise of our society though. You should too.